Mark Gale is Head of the Global Independent Fraud Risk Management function at Citi.
Global Independent Fraud Risk (GIFR) is an enterprise level independent risk management function responsible for leadership and oversight of fraud risk management across all business lines and geographies.
The GIFR team has responsibility for Fraud Policy, Fraud Risk Appetite, Strategy and Close & Continuous oversight across the Citi franchise.

Citi operates as two client facing businesses:-

· Citi's Global Consumer Bank (GCB), a global leader in credit cards, wealth management and commercial banking, serves as a trusted partner to more than 110 million customers in 19 countries worldwide,
· Citi's Institutional Clients Group (ICG) provides large multinational corporations, public sector entities, ultra-high-net-worth households and investment managers with wholesale banking products. Operating across 98 countries, we maintain one of the largest global financial infrastructures and facilitate approximately $4 trillion of flows daily
Mark has 30+ years’ experience in the banking environment and has a wealth of fraud prevention and risk management knowledge.

He holds an MBA from Edinburgh University.